EN Unofficial website · Not affiliated with Ellington Properties · All figures are estimates

Payment plan

Ellington's master community payment plan: 70/30 and 60/40 explained in AED

Unofficial concept of a townhouse kitchen with garden dining for Ellington's upcoming master community
Unofficial concept of a townhouse kitchen with garden dining for Ellington's upcoming master community

Pre-launch guidance for Ellington's new master community points to an AED 100,000 expression of interest (EOI), a flexible 70/30 standard payment plan and a 60/40 plan for early EOI holders. On a 2 bedroom townhouse at the estimated starting price of AED 2.7 million, the early plan moves AED 270,000 from before handover to handover. It changes when you pay, not how much you pay.

The short version

  • EOI: AED 100,000 (estimate).
  • Standard plan: 70/30, described as flexible (estimate).
  • Early EOI benefit: 60/40 (estimate).
  • What 60/40 changes: 10% of the price moves from construction to handover.
  • Not yet published: the milestone schedule, refund terms, allocation process and launch date.

What 70/30 and 60/40 actually mean

In Dubai off-plan sales, a plan written as 70/30 normally means 70% of the price is paid in stages while the home is being built, and the remaining 30% is paid when the home is handed over. A 60/40 plan shifts the split so that 60% is paid during construction and 40% at handover.

The guidance for Ellington's new master community describes the 70/30 plan as flexible. That usually means the construction payments are spread across milestones rather than taken in one block, but the actual milestones have not been published. Treat the exact timing as unknown until Ellington releases the sales documents.

The numbers for each home type

The table below applies both plans to the estimated starting price of each home type. These are arithmetic on estimates, not quotes. Real prices will depend on the unit, view, plot and release.

Home typeEst. price70/30: before / at handover60/40: before / at handoverMoved to handover
2 bed townhouseAED 2.7M1,890,000 / 810,0001,620,000 / 1,080,000AED 270,000
3 bed townhouseAED 3.2M2,240,000 / 960,0001,920,000 / 1,280,000AED 320,000
4 bed townhouseAED 4.8M3,360,000 / 1,440,0002,880,000 / 1,920,000AED 480,000
4 bed villaAED 8.0M5,600,000 / 2,400,0004,800,000 / 3,200,000AED 800,000
5 bed villaAED 9.0M6,300,000 / 2,700,0005,400,000 / 3,600,000AED 900,000

All prices are pre-launch estimates of starting prices. Figures in the 70/30 and 60/40 columns are in AED and exclude the Dubai Land Department fee, developer admin fees and any agency fee.

Who the 60/40 plan suits

Moving 10% of the price to handover helps two kinds of buyer. The first is someone who plans to take a mortgage at completion, because a larger final payment can be financed against the finished home. The second is an investor who wants to keep more cash free during construction, either for other investments or as a buffer.

It suits buyers less well if they want to own the home outright on handover without borrowing, because they will need a larger lump sum at that point. Either way, the total price is the same. The 60/40 plan is a change in timing, not a discount.

The AED 100,000 EOI

An expression of interest is a deposit paid before launch to register priority for a unit. The current estimate for this community is AED 100,000. The pre-launch guidance does not say whether the EOI is refundable, how it is credited against the price, or how units are allocated between EOI holders.

Registering your interest on this website is free and is not the same as paying an EOI. Before any money changes hands, ask for the EOI terms in writing, including who the payment is made to, what happens if you do not proceed, and whether it secures a specific unit or only a place in the queue.

Other costs to budget for

  • Dubai Land Department registration fee: 4% of the purchase price. On the estimated starting prices that is AED 108,000 for a 2 bed townhouse and AED 360,000 for a 5 bed villa.
  • Developer admin and registration charges: set by the developer and confirmed in the sales documents.
  • Service charges after handover: not yet published for this community.

How this compares with nearby launches

Recent Emaar releases at The Oasis use plans weighted much more heavily towards construction. Palmiera is 85/15 and Mirage is 90/10, while most later Oasis clusters use 80/20. On those terms a buyer pays most of the price before the keys arrive. If the 70/30 and 60/40 guidance holds, Ellington's plan leaves considerably more of the price until handover than those Oasis releases.

That matters for cash flow. On an AED 4.8M home, the difference between 90/10 and 60/40 is AED 1.44 million that would otherwise be paid during construction.

Questions people ask

What is the payment plan for Ellington's master community?

Current pre-launch estimates indicate a flexible 70/30 standard plan, meaning about 70% paid during construction and 30% on handover, with a 60/40 plan offered as an early EOI benefit. The full milestone schedule has not been published.

How much is the EOI for Ellington's master community?

The current estimate is AED 100,000. How it is credited, whether it is refundable and how units are allocated are not stated in the pre-launch guidance, so confirm those terms in writing before paying.

Is the 60/40 plan a discount?

No. It changes the timing of payments. On an estimated AED 2.7M townhouse, 10 percentage points (AED 270,000) moves from the construction phase to handover. The total price is the same.

Are there other costs on top of the price?

Yes. Dubai Land Department charges a 4% registration fee on property purchases, which is AED 108,000 on an AED 2.7M home. Developer admin fees and any agency fees are separate and should be confirmed per unit.

Sources

  1. Pre-launch estimate sheet attributed to Ellington, supplied to IMARA · IMARA Real Estate · 19 October 2026
  2. Direct Deal UAE: Ellington Al Yalayis (corroborates EOI and 70/30 with early 60/40 guidance) · Direct Deal UAE · updated 14 October 2026
  3. The Oasis by Emaar payment plans by community · theoasisagent.com · October 2026

Independent information by IMARA Real Estate, not the official website of Ellington Properties. Figures about the new master community are pre-launch estimates and may change. Facts about Ellington’s history and projects are taken from the sources listed above as of 20 October 2026.